As a result of the COVID-19 pandemic, industries across the country have been feeling a squeeze. Not only are businesses not able to operate as they used to, but many have been forced to lay off employees as a result. Millions of Americans are struggling with the effects of the pandemic, especially those who relied on their job for their dental insurance coverage. Thankfully, there are other ways to get your most basic treatments completed, even if you don’t have dental insurance. Learn how a dental savings plan from a dentist in Virginia Beach can make a difference!
What is a Dental Savings Plan?
A dental savings plan is a specific method for covering dental care costs, especially preventive forms of care. While these plans are generally meant for exams, cleanings, X-rays, and other forms of care that generally fall into the “preventive” category of treatment, you can also expect notable discounts on other services that may not even be covered by traditional insurance.
Of course, these plans can vary depending on the dental practice that provides them, so it’s very important to recognize these stipulations upfront. For example, some offer annual memberships, while others are only usable on a monthly basis. Thankfully, most practices allow both payment options.
How Does It Differ from Traditional Dental Insurance?
Many patients avoid purchasing dental insurance because it can become quite expensive in the long-term. Furthermore, dental insurance often comes with deductibles, annual maximums, waiting periods, and other stipulations that inherently make the plan difficult to use. In contrast, dental savings plans provided at dental offices don’t have these requirements. Instead, they offer a wide variety of services at a flat rate, ensuring a more predictable cost.
Additionally, those who recently lost their job (as a result of COVID-19 or otherwise) can find solace in a dental savings plan. Since it’s not tied to your job, you won’t have to worry about being employed just to get your necessary dental care done and out of the way.
Who Is It For and Am I Eligible?
Dental savings plans are ideal not just for individuals, but entire families looking for an alternative to traditional dental insurance. Whether you need to cover an exam and cleaning after recently being laid off or your family members need to have their routine checkup done, a dental savings plan is a great way to get it done quickly and at an affordable rate.
If you do not currently have dental coverage, chances are a dental savings plan is right for you. Call a local dentist in Virginia Beach today and learn more about the many benefits of an in-house plan!
About the Author
Dr. Sarah Esparza has been practicing dentistry for well over a decade and has experience in performing many dental treatments. Her office is also happy to provide an in-house dental savings plan for those who do not currently have coverage. Whether you need an exam, cleaning, X-rays or discounts on other forms of care, you can learn more about her plan by contacting her through her website.