United Concordia Dentist – Virginia Beach, VA
Learn More About the Benefits of United Concordia
Do you have United Concordia dental insurance though your employer? Your benefits are a valuable resource! Not only can they help you prevent oral health problems, but they are also there to serve as a financial safety net in case your smile ever needs a bit of restorative care. But how can you get the most out of your policy? Our team is ready to assist you. As an in-network United Concordia dentist in Virginia Beach, we have the expertise and experience necessary to guide you through all the ins and outs of using your coverage to the full.
United Concordia Coverage Availability & Fees
United Concordia offers a number of different group dental insurance plans. You may have had the opportunity to choose from a few different policy options when you signed up for coverage through work. You can review the specifics of your policy by visiting United Concordia’s online patient portal. In the meantime, we can offer a basic overview of how your coverage might work.
United Concordia offers both DHMO and PPO plans. Most patients prefer the flexibility of a PPO plan because it allows you to choose your own dentist. A DHMO policy only provides coverage at specific care providers. If you have a PPO plan, your treatment may be covered at approximately the following rates:
- Preventive care (such as regular exams and cleanings): 100% covered
- Minor restorative care (such as fillings): 70% – 80% covered
- Major restorative care (possibly including root canal therapy and crowns): 40% – 50% covered
Also, keep in mind that PPO plans enforce an annual maximum, which is the highest dollar amount that United Concordia will pay out for approved services within a calendar year. Visiting an in-network dentist, such as our practice, will help you to get the most out of your annual maximum. That is because we have pre-negotiated the fees for certain services with United Concordia. Out of network dentists do not have such a contract, so patients often end up paying significantly more out of pocket.
Additionally, since our team is so familiar with how United Concordia coverage works, we can suggest strategies to help you maximize your coverage. For example, we might be able to schedule major treatments across calendar years so you can use two annual maximums rather than just one.
Everyone on our team wants to help you get as much as possible out of your dental insurance in Virginia Beach. However, Lynn often takes point in that arena. She is one of our talented patient care administrators. She will answer your questions about dental insurance, verify your coverage, and file claims on your behalf. Her goal is to make the process of using your dental insurance as stress-free as possible!