{"id":169,"date":"2021-10-01T04:35:00","date_gmt":"2021-10-01T04:35:00","guid":{"rendered":"https:\/\/www.esparzafamilydentistry.com\/blog\/?p=169"},"modified":"2021-11-01T04:35:52","modified_gmt":"2021-11-01T04:35:52","slug":"hsa-eligible-expenses","status":"publish","type":"post","link":"https:\/\/www.esparzafamilydentistry.com\/blog\/hsa-eligible-expenses\/","title":{"rendered":"What Treatments are HSA Eligible Expenses?"},"content":{"rendered":"

\"HandsIf you\u2019ve paid into an HSA but haven\u2019t visited your dentist because you\u2019re worried about the cost, there\u2019s nothing to fear. Dental insurance is confusing, especially if you have an HSA because it works a bit differently than your typical PPO plan. Don\u2019t waste your monthly investment because you\u2019re not sure how your benefits work. Here\u2019s which treatments are eligible HSA expenses to invest in a healthy smile.<\/p>\n

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What is an HSA Plan?<\/h2>\n\n\n\n

HSA is an abbreviation for \u201chealth savings account,\u201d which differs from the options included in a PPO or HMO. You can open an HSA eligible health plan to use the tax-deductible funds for certain medical costs, including dental services. It\u2019s an additional savings plan from your basic coverage. As a result, your health plan\u2019s monthly premiums don\u2019t get added to your HSA.<\/p>\n\n\n\n

Unlike a PPO plan, HSA doesn\u2019t involve any co-pays before reaching your deductible since you use the tax-advantage funds to pay for your dental expenses. If you don\u2019t have another dental insurance plan, you can use your HSA to benefit from the services your teeth and gums need to stay healthy. When combined with an in-office dental savings plan, you can enjoy significant discounts for high-quality dentistry.<\/p>\n\n\n\n

Unlike a traditional dental policy, HSA plans don\u2019t expire. They can carry over from year to year, but you don\u2019t want to wait for a dental emergency to use the funds. You can use your savings account to keep your teeth and gums healthy to reduce your long-term dental expenses.<\/p>\n\n\n\n

What Services are HSA Eligible Expenses?<\/h2>\n\n\n\n

Besides brushing and flossing, the American Dental Association also recommends a cleaning and checkup at least twice a year. Your HSA covers the expenses for standard preventive services; however, they may have a co-payment.<\/p>\n\n\n\n

Every plan differs, but many common services are HSA-qualified treatments, including:<\/p>\n\n\n\n